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I don't understand why you 'feel it's inevitable' that you will be accused of something you didn't do.
They're not some kind of headless monster. They have the IP addresses of people that have clicked the ads.
If you are ever accused falsely, surely you can request logs from your ISP and your host to prove your innocence.
Chances are, though, that if you conform to the TOS, and don't discuss your sites with friends or foes, that day will never come, and you're worrying for nothing.
If you have reason to believe someone may be doing some tampering (like a sudden fluctuation, or odd pattern- the same things they'd look for) by all means contact them.
If not, you should probably just leave well enough alone.
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