CREDIT CRUNCH in the WEST!

[B52]

Do you agree that BIG CATS & THIEVES running our banks are behind what they call credit crunch?

* I hear this credit crunch expression only in the western rich countries, where of a sudden all the billions were evaporated!
* In what is called 3rd world countries, you never hear of that crunch or bank collapse!
** THIS IS EITHER 1- The people running the banks in the 3rd world countries are more clever & understand what they are doing more than their counterparts in the Western countries OR 2- The people running the banks in the 3rd world countries are honest in their work & they are not BIG CATS & THIEVES like their counterparts in the Western countries!
* PLEASE have your say.